Khal-Naaikaa is a crime thriller drama. The movie revolves around a housewife, Jaya Kapoor (Jayaprada), who lives happily with her husband, Ravi (Jeetendra), and two children. One day, during her check-up, she is molested by her doctor, Dr. Rajan Bakshi (Puneet Issar). She informs this to her husband, who encourages her to file a complaint, and she also gets help from her journalist friend Varsha (Varsha Usgaonkar). Seeing her, other women too come forward, who were earlier molested by Dr. Bakshi. Embarrassed by all this, Dr. Bakshi commits suicide, and his pregnant wife Anuradha (Anu Agarwal) couldn’t bear the shock, and goes in labor and loses her baby. Unaware of her husband’s ill-doings, Anuradha vows to take revenge from Jaya and her entire family for destroying her family. Will Anuradha ever realize the truth and be able to forgive Jaya?