Kartam Bhugtam is a psychological thriller that revolves around an NRI Dev Joshi (Shreyas Talpade), who comes back from New Zealand to sell off his father's property and assets. Dev finds it hard to sell his father's property as he seeks his friend Gaurav's help who introduces him to an astrologer, Anna (Vijay Raaz). Anna not only helps Dev sort out his property woes but entangles him in his world. After finalizing his last deal followed by his return to Auckland, Dev’s life changes when he discovers that he has turned into a paranoid schizophrenia patient. What happens next, does Dev delve further into the ancient truths of astrology and karma, exploring how every action has a certain reaction, echoing the age-old phrase 'as you sow, so shall you reap'?